Larry,
re: your question about her being a patient at a given hospital; yes, that's true, but if you personally know someone in that field, they could give you a hand.
Also, about her home; when my father-in-law and mutha-in-law were diagnosed with lung cancer and Alzheimer's respectively, they had ownership of their home transfered to my wife and her brother so that the nursing home where my MIL lives can't lay any claims to the house because she doesn't own it. My sister and I have done the same thing to my Dad's house. So in case he has to go into a facility, his insurance will cover it without having to give them his house.
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I'd rather be historically accurate than politically correct.
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